Taycan Advisors

Real Estate Financing

Review commercial and investment real estate financing options for acquisition, refinance, construction, renovation, and property improvement. A confidential advisory discussion can determine which financing structures best align with property type, investment strategy, and capital objectives.

Commercial real estate professionals reviewing financing documents with financial advisor

What Gets Reviewed

Property Financing Fit & Structure

A practical review of property type, investment strategy, capital position, and the financing structures that may best serve acquisition, refinance, construction, or renovation needs.

Property Type & Use

Office, retail, industrial, multifamily, hospitality, owner-occupied, or special-purpose — how property type affects LTV, rates, and lender appetite.

Loan-to-Value & Terms

Typical LTV ranges, DSCR requirements, fixed vs. floating rates, amortization, prepayment terms, and recourse provisions.

Lender Landscape

Banks, credit unions, CMBS/conduit lenders, agency lenders, life insurance companies, private debt funds — who is active for your property type and loan size.

Construction & Renovation

Construction-to-permanent loans, renovation financing, draw schedules, and the unique requirements of ground-up or major renovation projects.

Where Value May Be Found

Real Estate Financing Structure & Options

A practical review of commercial real estate financing structures, lender options, and terms that may provide optimal capital for acquisition, refinance, or construction.

Property & Use Profile

Property type, location, occupancy, and use — and how these affect lender appetite, LTV, and pricing.

LTV & Debt Service

Loan-to-value ratios, debt service coverage, and how property cash flow supports target loan amounts.

Lender Comparison

Banks, credit unions, CMBS/conduit, life companies, agency lenders, and private debt — comparing terms and fit.

Rate & Term Structure

Fixed vs. floating, amortization, term, prepayment flexibility, and rate-lock provisions across lender types.

Recourse & Guarantee

Full recourse, partial recourse, non-recourse, and carve-out structures — and how they affect terms and risk.

Refinance Timing

Evaluating whether current market conditions and property performance support a refinance that improves terms.

What the Review Looks Like

Real Estate Financing Advisory Process

A structured approach to evaluating commercial real estate financing fit, structure, and lender options.

01

Property Assessment

Review of property type, cash flow, location, and market position to determine lender fit.

02

Lender Scan

Evaluation of appropriate lender types — bank, agency, CMBS, life company, or private — for your property.

03

Term Comparison

Side-by-side comparison of rates, LTV, amortization, recourse, and prepayment across viable sources.

04

Recommendation

Clear findings on optimal financing structure, recommended lender path, and expected terms.

Commercial real estate advisors reviewing property financing documents and lender term sheets

Who This Is For

Organizations That May Benefit

Commercial real estate financing review can serve a range of property owners and investors.

Owner-Occupants

Businesses that occupy their own real estate and are evaluating acquisition, refinance, or construction financing.

Commercial Investors

Investors acquiring, refinancing, or repositioning office, retail, industrial, multifamily, or mixed-use properties.

Developers

Ground-up development, adaptive reuse, or major renovation projects seeking construction and permanent financing.

Refinancing Owners

Property owners approaching maturity or seeking to improve terms, extract equity, or restructure existing debt.

Signals This May Be Worth Reviewing

When Real Estate Financing Review May Apply

Common scenarios where an independent financing review can add value to your real estate strategy.

Acquiring a new commercial property

When you need to understand which lender types and terms best fit the property and your investment goals.

Loan maturity approaching within 12-18 months

When existing debt is maturing and you want to compare refinance options before committing to your current lender.

Property value has appreciated significantly

When increased equity may support better terms, cash-out refinance, or recapitalization opportunities.

Considering construction or major renovation

When you need to evaluate construction-to-permanent financing, interim, or renovation loan structures.

Current lender terms feel unfavorable

When your existing loan has above-market rates, restrictive covenants, or personal guarantee requirements.

Portfolio-level financing optimization

When multiple properties could benefit from a coordinated financing strategy or portfolio loan structure.

How Taycan Advisors Helps

Independent Real Estate Financing Advisory

Taycan Advisors provides confidential, senior-level evaluation of commercial real estate financing options. We do not lend and do not accept referral fees from lenders — our focus is identifying the right financing structure for your property and helping you compare terms across the lender landscape.

From property assessment through lender comparison and term evaluation, we help ensure real estate financing decisions are made with clear structure, full cost visibility, and an understanding of long-term implications.

Independent Assessment

Objective evaluation — we are not a lender and have no incentive to recommend financing that isn't right for your property.

Lender Landscape Knowledge

Deep familiarity with bank, agency, CMBS, life company, and private real estate lenders across property types.

Term Transparency

Full visibility into rate, LTV, amortization, recourse, and prepayment provisions so you can compare clearly.

Related Financing Options

Explore Related Services

Other financing structures that may complement or provide alternatives to traditional real estate financing.

FAQ

Frequently Asked Questions

Senior advisor discussing commercial real estate financing options with property investors

Start With a
Confidential Review

A short discussion can determine which real estate financing structures are worth deeper review for your property needs. No obligation — just practical perspective from senior advisors.